Side-by-side · Q2 2026 data
The Havana National Bank vs Ipava State Bank
Metric by metric
| Measure | The Havana National Bank | Ipava State Bank |
|---|---|---|
| TellerScore | 55 | 73 (stronger) |
| Capital cushion | 72 (stronger) | 47 |
| Loan quality | 10 | 93 (stronger) |
| Earnings | 85 (stronger) | 79 |
| Funding & liquidity | 48 | 70 (stronger) |
| Problem-loan coverage | 69 | 97 (stronger) |
| Peer percentile | 11th | 53rd |
| Total assets | $332.8M | $221.9M |
| Deposits / shares | $234.2M | $194.3M |
| Capital ratio | 12.17% (stronger) | 9.68% |
| Problem loans | 2.69% | 0.20% (stronger) |
| Net charge-offs | 0.04% | -0.03% (stronger) |
| Return on assets | 1.63% (stronger) | 1.47% |
| Loans ÷ deposits | 98.1% | 70.4% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 32.5% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | 13.8% |
Ipava State Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Havana National Bank leads on 3 and Ipava State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lewistown, IL