Side-by-side · Q2 2026 data
The Havana National Bank vs Mason City National Bank
Metric by metric
| Measure | The Havana National Bank | Mason City National Bank |
|---|---|---|
| TellerScore | 55 | 96 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 10 | 99 (stronger) |
| Earnings | 85 (stronger) | 82 |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 69 | 99 (stronger) |
| Peer percentile | 11th | 97th |
| Total assets | $332.8M | $91.4M |
| Deposits / shares | $234.2M | $80.1M |
| Capital ratio | 12.17% | 15.34% (stronger) |
| Problem loans | 2.69% | 0.04% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.63% (stronger) | 1.56% |
| Loans ÷ deposits | 98.1% | 41.8% (stronger) |
| Uninsured deposits | 28.0% | 9.4% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
Mason City National Bank has the higher TellerScore (96 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Havana National Bank leads on 1 and Mason City National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.