Side-by-side · Q2 2026 data
The Havana National Bank vs The First National Bank in Amboy
Metric by metric
| Measure | The Havana National Bank | The First National Bank in Amboy |
|---|---|---|
| TellerScore | 55 | 78 (stronger) |
| Capital cushion | 72 (stronger) | 57 |
| Loan quality | 10 | 99 (stronger) |
| Earnings | 85 (stronger) | 60 |
| Funding & liquidity | 48 | 94 (stronger) |
| Problem-loan coverage | 69 | 100 (stronger) |
| Peer percentile | 11th | 72nd |
| Total assets | $332.8M | $324.5M |
| Deposits / shares | $234.2M | $264.9M |
| Capital ratio | 12.17% (stronger) | 10.67% |
| Problem loans | 2.69% | 0.04% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.63% (stronger) | 1.01% |
| Loans ÷ deposits | 98.1% | 49.6% (stronger) |
| Uninsured deposits | 28.0% | 20.2% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Havana National Bank leads on 2 and The First National Bank in Amboy on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.