Side-by-side · Q2 2026 data
The Home Loan Savings Bank vs C E S Credit Union
Metric by metric
| Measure | The Home Loan Savings Bank | C E S Credit Union |
|---|---|---|
| TellerScore | 77 | 91 (stronger) |
| Capital cushion | 67 | 81 (stronger) |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 47 | 92 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 68th | 96th |
| Total assets | $386.7M | $244.3M |
| Deposits / shares | $320.6M | $210.7M |
| Capital ratio | 11.68% | 13.10% (stronger) |
| Problem loans | 0.58% | 0.16% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.17% |
| Return on assets | 2.45% (stronger) | 1.84% |
| Loans ÷ deposits | 108.7% | 68.3% (stronger) |
| Uninsured deposits | 19.3% | 3.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
C E S Credit Union has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Home Loan Savings Bank leads on 2 and C E S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.