Side-by-side · Q2 2026 data
The Home Trust & Savings Bank vs Pioneer Bank
Metric by metric
| Measure | The Home Trust & Savings Bank | Pioneer Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 58 (stronger) | 56 |
| Loan quality | 73 | 97 (stronger) |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 68 (stronger) | 59 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $287.7M | $282.8M |
| Deposits / shares | $252.9M | $243.0M |
| Capital ratio | 10.83% (stronger) | 10.56% |
| Problem loans | 0.80% | 0.09% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.33% | 1.67% (stronger) |
| Loans ÷ deposits | 82.8% (stronger) | 84.6% |
| Uninsured deposits | 22.9% (stronger) | 30.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Pioneer Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Home Trust & Savings Bank leads on 3 and Pioneer Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.