Side-by-side · Q2 2026 data
The Kansas State Bank vs Mid-America Bank
Metric by metric
| Measure | The Kansas State Bank | Mid-America Bank |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 42 | 52 (stronger) |
| Loan quality | 72 | 96 (stronger) |
| Earnings | 76 | 89 (stronger) |
| Funding & liquidity | 68 (stronger) | 61 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 29th | 64th |
| Total assets | $208.4M | $573.3M |
| Deposits / shares | $187.9M | $456.4M |
| Capital ratio | 9.25% | 10.18% (stronger) |
| Problem loans | 0.85% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.40% | 1.72% (stronger) |
| Loans ÷ deposits | 41.5% (stronger) | 99.4% |
| Uninsured deposits | 44.1% | 13.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Mid-America Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank leads on 2 and Mid-America Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baldwin City, KS