Side-by-side · Q2 2026 data
The Kansas State Bank vs Union State Bank
Metric by metric
| Measure | The Kansas State Bank | Union State Bank |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 29th | 53rd |
| Total assets | $208.4M | $206.2M |
| Deposits / shares | $187.9M | $175.2M |
| Capital ratio | 9.25% | 10.29% (stronger) |
| Problem loans | 0.85% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.40% (stronger) | 0.87% |
| Loans ÷ deposits | 41.5% (stronger) | 65.1% |
| Uninsured deposits | 44.1% | 34.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Union State Bank has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank leads on 2 and Union State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.