Side-by-side · Q2 2026 data
The Karnes County National Bank of Karnes City vs Trinity Bank, N.A.
Bank
The Karnes County National Bank of Karnes City
Karnes City, Texas · $100 million – $1 billion
Metric by metric
| Measure | The Karnes County National Bank of Karnes City | Trinity Bank, N.A. |
|---|---|---|
| TellerScore | 46 | 83 (stronger) |
| Capital cushion | 58 | 78 (stronger) |
| Loan quality | 28 | 100 (stronger) |
| Earnings | 44 | 88 (stronger) |
| Funding & liquidity | 59 (stronger) | 46 |
| Problem-loan coverage | 42 | 100 (stronger) |
| Peer percentile | 5th | 84th |
| Total assets | $577.4M | $569.1M |
| Deposits / shares | $525.5M | $495.8M |
| Capital ratio | 10.76% | 12.79% (stronger) |
| Problem loans | 2.15% | 0.00% (stronger) |
| Net charge-offs | 0.32% | 0.13% (stronger) |
| Return on assets | 0.61% | 1.69% (stronger) |
| Loans ÷ deposits | 43.9% (stronger) | 73.4% |
| Uninsured deposits | 52.2% | 52.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trinity Bank, N.A. has the higher TellerScore (83 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Karnes County National Bank of Karnes City leads on 1 and Trinity Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.