Side-by-side · Q2 2026 data
The Lamesa National Bank vs First Lockhart Bank
Metric by metric
| Measure | The Lamesa National Bank | First Lockhart Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 70 (stronger) | 43 |
| Loan quality | 42 | 90 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 78 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 53rd | 24th |
| Total assets | $426.8M | $415.9M |
| Deposits / shares | $375.1M | $375.0M |
| Capital ratio | 11.95% (stronger) | 9.34% |
| Problem loans | 1.74% | 0.29% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 2.24% (stronger) | 0.70% |
| Loans ÷ deposits | 15.8% (stronger) | 82.9% |
| Uninsured deposits | 35.1% | 33.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
The Lamesa National Bank has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Lamesa National Bank leads on 5 and First Lockhart Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.