Side-by-side · Q2 2026 data
The Lamesa National Bank vs Texas State Bank
Metric by metric
| Measure | The Lamesa National Bank | Texas State Bank |
|---|---|---|
| TellerScore | 73 | 91 (stronger) |
| Capital cushion | 70 | 86 (stronger) |
| Loan quality | 42 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 53rd | 96th |
| Total assets | $426.8M | $425.5M |
| Deposits / shares | $375.1M | $354.2M |
| Capital ratio | 11.95% | 13.58% (stronger) |
| Problem loans | 1.74% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 2.24% | 2.54% (stronger) |
| Loans ÷ deposits | 15.8% (stronger) | 78.6% |
| Uninsured deposits | 35.1% | 26.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
Texas State Bank has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Lamesa National Bank leads on 2 and Texas State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.