Side-by-side · Q2 2026 data
The Lamesa National Bank vs West Texas State Bank
Metric by metric
| Measure | The Lamesa National Bank | West Texas State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 60 |
| Capital cushion | 70 (stronger) | 55 |
| Loan quality | 42 (stronger) | 41 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 78 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 65 |
| Peer percentile | 53rd | 19th |
| Total assets | $426.8M | $443.7M |
| Deposits / shares | $375.1M | $396.5M |
| Capital ratio | 11.95% (stronger) | 10.49% |
| Problem loans | 1.74% (stronger) | 1.77% |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 2.24% (stronger) | 1.81% |
| Loans ÷ deposits | 15.8% (stronger) | 75.2% |
| Uninsured deposits | 35.1% (stronger) | 40.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Lamesa National Bank has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Lamesa National Bank leads on 7 and West Texas State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.