Side-by-side · Q2 2026 data
The Liberty National Bank in Paris vs First Federal Community Bank, SSB
Metric by metric
| Measure | The Liberty National Bank in Paris | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 78 | 81 (stronger) |
| Loan quality | 71 | 75 (stronger) |
| Earnings | 82 (stronger) | 61 |
| Funding & liquidity | 55 | 63 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 61st | 57th |
| Total assets | $452.1M | $603.6M |
| Deposits / shares | $364.7M | $520.4M |
| Capital ratio | 12.76% | 13.10% (stronger) |
| Problem loans | 0.88% | 0.75% (stronger) |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 1.03% |
| Loans ÷ deposits | 88.9% (stronger) | 89.8% |
| Uninsured deposits | 29.7% | 21.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Liberty National Bank in Paris has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Liberty National Bank in Paris leads on 3 and First Federal Community Bank, SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.