Side-by-side · Q2 2026 data
The Liberty National Bank in Paris vs Shelby Savings Bank, SSB
Metric by metric
| Measure | The Liberty National Bank in Paris | Shelby Savings Bank, SSB |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 78 (stronger) | 61 |
| Loan quality | 71 (stronger) | 65 |
| Earnings | 82 (stronger) | 81 |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 61st | 40th |
| Total assets | $452.1M | $457.4M |
| Deposits / shares | $364.7M | $367.3M |
| Capital ratio | 12.76% (stronger) | 11.11% |
| Problem loans | 0.88% (stronger) | 1.05% |
| Net charge-offs | 0.16% | 0.16% (stronger) |
| Return on assets | 1.55% (stronger) | 1.53% |
| Loans ÷ deposits | 88.9% | 84.1% (stronger) |
| Uninsured deposits | 29.7% | 24.3% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
The Liberty National Bank in Paris has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Liberty National Bank in Paris leads on 4 and Shelby Savings Bank, SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.