Side-by-side · Q2 2026 data
The Lincoln National Bank of Hodgenville vs Cumberland Security Bank, Inc.
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Lincoln National Bank of Hodgenville | Cumberland Security Bank, Inc. |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 99 (stronger) | 91 |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 38 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 90th | 91st |
| Total assets | $454.4M | $420.1M |
| Deposits / shares | $377.8M | $359.4M |
| Capital ratio | 14.89% (stronger) | 14.14% |
| Problem loans | 0.43% | 0.16% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.41% | 4.50% (stronger) |
| Loans ÷ deposits | 93.8% | 93.7% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 40.5% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Cumberland Security Bank, Inc. has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), The Lincoln National Bank of Hodgenville leads on 2 and Cumberland Security Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.