Side-by-side · Q2 2026 data
The Lincoln National Bank of Hodgenville vs The First National Bank of Russell Springs
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Bank
The First National Bank of Russell Springs
Russell Springs, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Lincoln National Bank of Hodgenville | The First National Bank of Russell Springs |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 99 (stronger) | 55 |
| Loan quality | 86 | 96 (stronger) |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 65 (stronger) | 46 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 90th | 53rd |
| Total assets | $454.4M | $475.2M |
| Deposits / shares | $377.8M | $409.0M |
| Capital ratio | 14.89% (stronger) | 10.52% |
| Problem loans | 0.43% | 0.11% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.41% | 1.45% (stronger) |
| Loans ÷ deposits | 93.8% | 83.9% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 42.1% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
The Lincoln National Bank of Hodgenville has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Lincoln National Bank of Hodgenville leads on 3 and The First National Bank of Russell Springs on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.