Side-by-side · Q2 2026 data
The Lincoln National Bank of Hodgenville vs West Point Bank
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Lincoln National Bank of Hodgenville | West Point Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 57 |
| Capital cushion | 99 (stronger) | 35 |
| Loan quality | 86 (stronger) | 69 |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 65 (stronger) | 60 |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 90th | 14th |
| Total assets | $454.4M | $560.6M |
| Deposits / shares | $377.8M | $475.7M |
| Capital ratio | 14.89% (stronger) | 8.55% |
| Problem loans | 0.43% (stronger) | 0.93% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.08% |
| Loans ÷ deposits | 93.8% | 92.7% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 22.3% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 8.9% |
The Lincoln National Bank of Hodgenville has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Lincoln National Bank of Hodgenville leads on 5 and West Point Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.