Side-by-side · Q2 2026 data
The Litchfield National Bank vs Federated Bank
Metric by metric
| Measure | The Litchfield National Bank | Federated Bank |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 39 | 39 |
| Loan quality | 72 | 93 (stronger) |
| Earnings | 50 | 68 (stronger) |
| Funding & liquidity | 92 (stronger) | 78 |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 22nd | 40th |
| Total assets | $135.7M | $140.1M |
| Deposits / shares | $120.6M | $119.2M |
| Capital ratio | 8.94% (stronger) | 8.88% |
| Problem loans | 0.84% | 0.20% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 0.75% | 1.20% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 74.8% |
| Uninsured deposits | 13.0% (stronger) | 21.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federated Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 4 and Federated Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.