Side-by-side · Q2 2026 data
The Litchfield National Bank vs First National Bank in Pinckneyville
Metric by metric
| Measure | The Litchfield National Bank | First National Bank in Pinckneyville |
|---|---|---|
| TellerScore | 62 (stronger) | 61 |
| Capital cushion | 39 | 68 (stronger) |
| Loan quality | 72 (stronger) | 33 |
| Earnings | 50 | 69 (stronger) |
| Funding & liquidity | 92 (stronger) | 73 |
| Problem-loan coverage | 87 (stronger) | 77 |
| Peer percentile | 22nd | 20th |
| Total assets | $135.7M | $138.4M |
| Deposits / shares | $120.6M | $124.5M |
| Capital ratio | 8.94% | 11.78% (stronger) |
| Problem loans | 0.84% (stronger) | 2.01% |
| Net charge-offs | -0.04% (stronger) | 0.05% |
| Return on assets | 0.75% | 1.21% (stronger) |
| Loans ÷ deposits | 67.9% | 55.6% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 39.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Litchfield National Bank has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 4 and First National Bank in Pinckneyville on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.