Side-by-side · Q2 2026 data
The Litchfield National Bank vs Prairie State Bank and Trust
Metric by metric
| Measure | The Litchfield National Bank | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 39 | 74 (stronger) |
| Loan quality | 72 | 83 (stronger) |
| Earnings | 50 | 83 (stronger) |
| Funding & liquidity | 92 (stronger) | 75 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 22nd | 77th |
| Total assets | $135.7M | $840.1M |
| Deposits / shares | $120.6M | $730.2M |
| Capital ratio | 8.94% | 12.39% (stronger) |
| Problem loans | 0.84% | 0.52% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.04% |
| Return on assets | 0.75% | 1.58% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 74.9% |
| Uninsured deposits | 13.0% (stronger) | 24.3% |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 3 and Prairie State Bank and Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.