Side-by-side · Q2 2026 data
The Litchfield National Bank vs State Bank of Cherry
Metric by metric
| Measure | The Litchfield National Bank | State Bank of Cherry |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 39 | 66 (stronger) |
| Loan quality | 72 | 83 (stronger) |
| Earnings | 50 | 56 (stronger) |
| Funding & liquidity | 92 (stronger) | 72 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 22nd | 50th |
| Total assets | $135.7M | $137.6M |
| Deposits / shares | $120.6M | $105.5M |
| Capital ratio | 8.94% | 11.63% (stronger) |
| Problem loans | 0.84% | 0.50% (stronger) |
| Net charge-offs | -0.04% (stronger) | 1.09% |
| Return on assets | 0.75% | 0.89% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 87.1% |
| Uninsured deposits | 13.0% (stronger) | 16.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Cherry has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 3 and State Bank of Cherry on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.