Side-by-side · Q2 2026 data
The Litchfield National Bank vs The First National Bank of Raymond
Metric by metric
| Measure | The Litchfield National Bank | The First National Bank of Raymond |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 39 | 59 (stronger) |
| Loan quality | 72 | 86 (stronger) |
| Earnings | 50 | 73 (stronger) |
| Funding & liquidity | 92 | 95 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 22nd | 72nd |
| Total assets | $135.7M | $187.1M |
| Deposits / shares | $120.6M | $172.3M |
| Capital ratio | 8.94% | 10.91% (stronger) |
| Problem loans | 0.84% | 0.42% (stronger) |
| Net charge-offs | -0.04% | -0.10% (stronger) |
| Return on assets | 0.75% | 1.33% (stronger) |
| Loans ÷ deposits | 67.9% | 47.4% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 19.7% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
The First National Bank of Raymond has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 1 and The First National Bank of Raymond on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.