Side-by-side · Q2 2026 data
The Local Federal Credit Union vs Datcu Credit Union
Metric by metric
| Measure | The Local Federal Credit Union | Datcu Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 96 (stronger) |
| Earnings | 15 | 83 (stronger) |
| Funding & liquidity | 61 (stronger) | 55 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 44th | 97th |
| Total assets | $25.8M | $1.8B |
| Deposits / shares | $19.8M | $1.5B |
| Capital ratio | 21.18% (stronger) | 17.19% |
| Problem loans | 0.57% | 0.13% (stronger) |
| Net charge-offs | 0.87% | 0.69% (stronger) |
| Return on assets | -0.12% | 1.57% (stronger) |
| Loans ÷ deposits | 99.2% (stronger) | 105.5% |
| Uninsured deposits | 3.0% (stronger) | 5.0% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Datcu Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Local Federal Credit Union leads on 3 and Datcu Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.