Side-by-side · Q2 2026 data
The Lyon County State Bank vs Union State Bank
Metric by metric
| Measure | The Lyon County State Bank | Union State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 88 (stronger) | 55 |
| Funding & liquidity | 81 (stronger) | 74 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 68th | 53rd |
| Total assets | $212.5M | $206.2M |
| Deposits / shares | $183.4M | $175.2M |
| Capital ratio | 9.61% | 10.29% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.70% (stronger) | 0.87% |
| Loans ÷ deposits | 79.0% | 65.1% (stronger) |
| Uninsured deposits | 8.8% (stronger) | 34.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Lyon County State Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Lyon County State Bank leads on 3 and Union State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.