Side-by-side · Q2 2026 data
The Lyons National Bank vs Pioneer Bank, National Association
Metric by metric
| Measure | The Lyons National Bank | Pioneer Bank, National Association |
|---|---|---|
| TellerScore | 63 (stronger) | 62 |
| Capital cushion | 40 | 50 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 64 (stronger) | 50 |
| Funding & liquidity | 56 (stronger) | 41 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 30th | 27th |
| Total assets | $2.1B | $2.3B |
| Deposits / shares | $1.9B | $2.0B |
| Capital ratio | 9.02% | 9.97% (stronger) |
| Problem loans | 0.48% | 0.48% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.17% |
| Return on assets | 1.11% (stronger) | 0.74% |
| Loans ÷ deposits | 79.8% (stronger) | 93.1% |
| Uninsured deposits | 37.2% (stronger) | 39.0% |
| Offices | 17 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 24.6% |
The Lyons National Bank has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Lyons National Bank leads on 5 and Pioneer Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.