Side-by-side · Q2 2026 data
The Lyons National Bank vs Reliant Community Federal Credit Union
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Metric by metric
| Measure | The Lyons National Bank | Reliant Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 40 | 46 (stronger) |
| Loan quality | 84 | 88 (stronger) |
| Earnings | 64 (stronger) | 56 |
| Funding & liquidity | 56 | 84 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 30th | 48th |
| Total assets | $2.1B | $788.4M |
| Deposits / shares | $1.9B | $697.5M |
| Capital ratio | 9.02% | 9.57% (stronger) |
| Problem loans | 0.48% | 0.36% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 1.11% (stronger) | 0.90% |
| Loans ÷ deposits | 79.8% | 76.5% (stronger) |
| Uninsured deposits | 37.2% | 5.6% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 23.9% |
Reliant Community Federal Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Lyons National Bank leads on 2 and Reliant Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Canandaigua, NY
- Farmington, NY
- Macedon, NY
- Newark, NY