Side-by-side · Q2 2026 data
The Merchants & Planters Bank vs Bank of Bearden
Metric by metric
| Measure | The Merchants & Planters Bank | Bank of Bearden |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 63 | 63 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 36 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 58 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 45th | 73rd |
| Total assets | $51.3M | $67.4M |
| Deposits / shares | $46.9M | $60.8M |
| Capital ratio | 11.30% (stronger) | 11.29% |
| Problem loans | 0.21% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.40% | 2.01% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 50.5% |
| Uninsured deposits | 29.1% (stronger) | 53.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Bearden has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Merchants & Planters Bank leads on 3 and Bank of Bearden on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.