Side-by-side · Q2 2026 data
The Merchants & Planters Bank vs Partners Bank
Metric by metric
| Measure | The Merchants & Planters Bank | Partners Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 63 | 87 (stronger) |
| Loan quality | 93 (stronger) | 69 |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 85 (stronger) | 42 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 45th | 47th |
| Total assets | $51.3M | $417.1M |
| Deposits / shares | $46.9M | $354.0M |
| Capital ratio | 11.30% | 13.73% (stronger) |
| Problem loans | 0.21% (stronger) | 0.93% |
| Net charge-offs | 0.03% (stronger) | 0.39% |
| Return on assets | 0.40% | 1.04% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 102.4% |
| Uninsured deposits | 29.1% (stronger) | 29.2% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
The Merchants & Planters Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Merchants & Planters Bank leads on 5 and Partners Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.