Side-by-side · Q2 2026 data
The Merchants National Bank vs Superior Credit Union, Inc
Metric by metric
| Measure | The Merchants National Bank | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 64 | 94 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 67 | 94 (stronger) |
| Funding & liquidity | 60 | 84 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $1.3B | $2.0B |
| Deposits / shares | $1.1B | $1.6B |
| Capital ratio | 8.91% | 15.20% (stronger) |
| Problem loans | 0.53% | 0.20% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.17% | 1.84% (stronger) |
| Loans ÷ deposits | 85.0% | 76.5% (stronger) |
| Uninsured deposits | 28.6% | 8.4% (stronger) |
| Offices | 17 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Merchants National Bank leads on 1 and Superior Credit Union, Inc on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mount Orab, OH