Side-by-side · Q2 2026 data
The Merchants National Bank vs The Commercial and Savings Bank of Millersburg, Ohio
Bank
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | The Merchants National Bank | The Commercial and Savings Bank of Millersburg, Ohio |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 39 | 52 (stronger) |
| Loan quality | 82 (stronger) | 72 |
| Earnings | 67 | 78 (stronger) |
| Funding & liquidity | 60 | 75 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 33rd | 53rd |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 8.91% | 10.25% (stronger) |
| Problem loans | 0.53% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.17% | 1.46% (stronger) |
| Loans ÷ deposits | 85.0% | 75.4% (stronger) |
| Uninsured deposits | 28.6% | 24.0% (stronger) |
| Offices | 17 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
The Commercial and Savings Bank of Millersburg, Ohio has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Merchants National Bank leads on 2 and The Commercial and Savings Bank of Millersburg, Ohio on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.