Side-by-side · Q2 2026 data
The Milford Bank vs Liberty Bank
Metric by metric
| Measure | The Milford Bank | Liberty Bank |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 49 | 84 (stronger) |
| Loan quality | 84 | 89 (stronger) |
| Earnings | 46 | 72 (stronger) |
| Funding & liquidity | 59 (stronger) | 47 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 24th | 88th |
| Total assets | $652.0M | $9.4B |
| Deposits / shares | $511.4M | $7.1B |
| Capital ratio | 9.94% | 13.37% (stronger) |
| Problem loans | 0.49% | 0.32% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.65% | 1.30% (stronger) |
| Loans ÷ deposits | 100.8% (stronger) | 101.8% |
| Uninsured deposits | 15.0% (stronger) | 25.5% |
| Offices | 5 | 51 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 10.2% |
Liberty Bank has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Milford Bank leads on 3 and Liberty Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.