Side-by-side · Q2 2026 data
The Milford Bank vs New Haven Bank
Metric by metric
| Measure | The Milford Bank | New Haven Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 53 |
| Capital cushion | 49 (stronger) | 32 |
| Loan quality | 84 | 91 (stronger) |
| Earnings | 46 (stronger) | 27 |
| Funding & liquidity | 59 (stronger) | 36 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 24th | 9th |
| Total assets | $652.0M | $200.0M |
| Deposits / shares | $511.4M | $155.1M |
| Capital ratio | 9.94% (stronger) | 8.23% |
| Problem loans | 0.49% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.65% (stronger) | 0.18% |
| Loans ÷ deposits | 100.8% (stronger) | 107.6% |
| Uninsured deposits | 15.0% (stronger) | 30.0% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
The Milford Bank has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Milford Bank leads on 6 and New Haven Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.