Side-by-side · Q2 2026 data
The Milford Bank vs Windsor Federal Bank
Metric by metric
| Measure | The Milford Bank | Windsor Federal Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 53 |
| Capital cushion | 49 | 49 |
| Loan quality | 84 (stronger) | 67 |
| Earnings | 46 (stronger) | 28 |
| Funding & liquidity | 59 (stronger) | 48 |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 24th | 9th |
| Total assets | $652.0M | $895.4M |
| Deposits / shares | $511.4M | $730.2M |
| Capital ratio | 9.94% (stronger) | 9.91% |
| Problem loans | 0.49% (stronger) | 0.99% |
| Net charge-offs | 0.00% (stronger) | 0.79% |
| Return on assets | 0.65% (stronger) | 0.20% |
| Loans ÷ deposits | 100.8% | 97.0% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 29.0% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
The Milford Bank has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Milford Bank leads on 6 and Windsor Federal Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.