Side-by-side · Q2 2026 data
The Miners State Bank vs Northern Interstate Bank, N. A.
Metric by metric
| Measure | The Miners State Bank | Northern Interstate Bank, N. A. |
|---|---|---|
| TellerScore | 82 (stronger) | 65 |
| Capital cushion | 72 (stronger) | 44 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 62 (stronger) | 55 |
| Funding & liquidity | 88 | 89 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 82nd | 29th |
| Total assets | $134.8M | $193.5M |
| Deposits / shares | $117.6M | $170.8M |
| Capital ratio | 12.19% (stronger) | 9.36% |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.05% (stronger) | 0.88% |
| Loans ÷ deposits | 72.7% | 47.4% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 25.1% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Miners State Bank has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Miners State Bank leads on 5 and Northern Interstate Bank, N. A. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.