Side-by-side · Q2 2026 data
The Miners State Bank vs Sidney State Bank
Metric by metric
| Measure | The Miners State Bank | Sidney State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 72 (stronger) | 46 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 62 | 97 (stronger) |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 82nd | 77th |
| Total assets | $134.8M | $138.7M |
| Deposits / shares | $117.6M | $123.1M |
| Capital ratio | 12.19% (stronger) | 9.65% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.05% | 1.93% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 73.8% |
| Uninsured deposits | 13.3% (stronger) | 18.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
The Miners State Bank has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Miners State Bank leads on 5 and Sidney State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.