Side-by-side · Q2 2026 data
The Moody National Bank vs Brazos National Bank
Metric by metric
| Measure | The Moody National Bank | Brazos National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 58 | 75 (stronger) |
| Funding & liquidity | 42 | 50 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 70th | 20th |
| Total assets | $1.5B | $27.6M |
| Deposits / shares | $1.3B | $11.1M |
| Capital ratio | 15.87% | 56.08% (stronger) |
| Problem loans | 1.03% (stronger) | 5.07% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.96% | 1.36% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 138.8% |
| Uninsured deposits | 45.3% | 9.9% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Moody National Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Moody National Bank leads on 3 and Brazos National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.