Side-by-side · Q2 2026 data
The Moody National Bank vs Central Bank
Metric by metric
| Measure | The Moody National Bank | Central Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 66 | 82 (stronger) |
| Earnings | 58 | 95 (stronger) |
| Funding & liquidity | 42 | 45 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 70th | 58th |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 15.87% (stronger) | 10.07% |
| Problem loans | 1.03% | 0.54% (stronger) |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 0.96% | 1.87% (stronger) |
| Loans ÷ deposits | 85.2% (stronger) | 85.6% |
| Uninsured deposits | 45.3% | 41.6% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
The Moody National Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Moody National Bank leads on 3 and Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.