Side-by-side · Q2 2026 data
The Moody National Bank vs First State Bank of Uvalde
Metric by metric
| Measure | The Moody National Bank | First State Bank of Uvalde |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 58 |
| Earnings | 58 | 68 (stronger) |
| Funding & liquidity | 42 | 52 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 70th | 77th |
| Total assets | $1.5B | $1.7B |
| Deposits / shares | $1.3B | $1.5B |
| Capital ratio | 15.87% (stronger) | 15.66% |
| Problem loans | 1.03% (stronger) | 1.27% |
| Net charge-offs | 0.10% (stronger) | 0.10% |
| Return on assets | 0.96% | 1.19% (stronger) |
| Loans ÷ deposits | 85.2% | 45.2% (stronger) |
| Uninsured deposits | 45.3% (stronger) | 58.3% |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Uvalde has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Moody National Bank leads on 4 and First State Bank of Uvalde on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.