Side-by-side · Q2 2026 data
The National Bank of Andrews vs Andrews School Federal Credit Union
Metric by metric
| Measure | The National Bank of Andrews | Andrews School Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 84 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 52 | 87 (stronger) |
| Problem-loan coverage | 58 | 98 (stronger) |
| Peer percentile | 6th | 75th |
| Total assets | $340.5M | $6.7M |
| Deposits / shares | $298.2M | $4.8M |
| Capital ratio | 10.11% | 28.20% (stronger) |
| Problem loans | 3.05% | 0.47% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.37% |
| Return on assets | 2.71% (stronger) | 0.75% |
| Loans ÷ deposits | 73.4% | 73.2% (stronger) |
| Uninsured deposits | 46.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Andrews School Federal Credit Union has the higher TellerScore (84 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 2 and Andrews School Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Andrews, TX