Side-by-side · Q2 2026 data
The National Bank of Andrews vs Complex Community Federal Credit Union
Credit union
Complex Community Federal Credit Union
Odessa, Texas · $100 million – $1 billion
Metric by metric
| Measure | The National Bank of Andrews | Complex Community Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 85 (stronger) |
| Capital cushion | 51 | 88 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 52 | 90 (stronger) |
| Problem-loan coverage | 58 | 95 (stronger) |
| Peer percentile | 6th | 87th |
| Total assets | $340.5M | $818.2M |
| Deposits / shares | $298.2M | $708.9M |
| Capital ratio | 10.11% | 13.79% (stronger) |
| Problem loans | 3.05% | 0.59% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.86% |
| Return on assets | 2.71% (stronger) | 1.46% |
| Loans ÷ deposits | 73.4% | 70.7% (stronger) |
| Uninsured deposits | 46.5% | 7.6% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Complex Community Federal Credit Union has the higher TellerScore (85 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 2 and Complex Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Andrews, TX