Side-by-side · Q2 2026 data
The National Bank of Andrews vs First National Bank of Hereford
Metric by metric
| Measure | The National Bank of Andrews | First National Bank of Hereford |
|---|---|---|
| TellerScore | 49 | 84 (stronger) |
| Capital cushion | 51 | 73 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 52 | 52 |
| Problem-loan coverage | 58 | 99 (stronger) |
| Peer percentile | 6th | 86th |
| Total assets | $340.5M | $344.6M |
| Deposits / shares | $298.2M | $294.4M |
| Capital ratio | 10.11% | 12.32% (stronger) |
| Problem loans | 3.05% | 0.05% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 2.71% (stronger) | 2.20% |
| Loans ÷ deposits | 73.4% (stronger) | 99.8% |
| Uninsured deposits | 46.5% | 22.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
First National Bank of Hereford has the higher TellerScore (84 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 2 and First National Bank of Hereford on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.