Side-by-side · Q2 2026 data
The National Bank of Andrews vs Members Financial Federal Credit Union
Credit union
Members Financial Federal Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Andrews | Members Financial Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 64 (stronger) |
| Capital cushion | 51 (stronger) | 38 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 100 (stronger) | 19 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 58 | 98 (stronger) |
| Peer percentile | 6th | 28th |
| Total assets | $340.5M | $38.6M |
| Deposits / shares | $298.2M | $34.9M |
| Capital ratio | 10.11% (stronger) | 8.77% |
| Problem loans | 3.05% | 0.16% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.29% |
| Return on assets | 2.71% (stronger) | -0.02% |
| Loans ÷ deposits | 73.4% | 59.4% (stronger) |
| Uninsured deposits | 46.5% | 8.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Financial Federal Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 3 and Members Financial Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.