Side-by-side · Q2 2026 data
The National Bank of Middlebury vs Business Bank, The
Metric by metric
| Measure | The National Bank of Middlebury | Business Bank, The |
|---|---|---|
| TellerScore | 74 (stronger) | 66 |
| Capital cushion | 49 | 74 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 60 (stronger) | 7 |
| Funding & liquidity | 91 (stronger) | 57 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 57th | 31st |
| Total assets | $553.5M | $352.2M |
| Deposits / shares | $500.2M | $310.8M |
| Capital ratio | 9.86% | 12.40% (stronger) |
| Problem loans | 0.15% | 0.09% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.01% (stronger) | -0.33% |
| Loans ÷ deposits | 69.6% (stronger) | 75.6% |
| Uninsured deposits | 11.1% (stronger) | 39.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | — |
The National Bank of Middlebury has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Middlebury leads on 4 and Business Bank, The on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.