Side-by-side · Q2 2026 data
The National Capital Bank of Washington vs Founders Bank
Bank
The National Capital Bank of Washington
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | The National Capital Bank of Washington | Founders Bank |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 67 | 92 (stronger) |
| Loan quality | 23 | 100 (stronger) |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 69 (stronger) | 40 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 11th | 68th |
| Total assets | $742.2M | $406.0M |
| Deposits / shares | $659.2M | $334.7M |
| Capital ratio | 11.69% | 14.18% (stronger) |
| Problem loans | 2.32% | 0.00% (stronger) |
| Net charge-offs | 0.91% | 0.00% (stronger) |
| Return on assets | 0.89% (stronger) | 0.54% |
| Loans ÷ deposits | 75.5% (stronger) | 99.6% |
| Uninsured deposits | 29.3% (stronger) | 33.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Founders Bank has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The National Capital Bank of Washington leads on 3 and Founders Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.