Side-by-side · Q2 2026 data
The National Capital Bank of Washington vs Industrial Bank
Bank
The National Capital Bank of Washington
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | The National Capital Bank of Washington | Industrial Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 52 |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 23 (stronger) | 0 |
| Earnings | 56 (stronger) | 21 |
| Funding & liquidity | 69 | 79 (stronger) |
| Problem-loan coverage | 73 (stronger) | 55 |
| Peer percentile | 11th | 8th |
| Total assets | $742.2M | $774.2M |
| Deposits / shares | $659.2M | $607.0M |
| Capital ratio | 11.69% | 15.23% (stronger) |
| Problem loans | 2.32% (stronger) | 6.56% |
| Net charge-offs | 0.91% (stronger) | 1.17% |
| Return on assets | 0.89% (stronger) | 0.01% |
| Loans ÷ deposits | 75.5% | 66.3% (stronger) |
| Uninsured deposits | 29.3% | 28.0% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 56.3% |
The National Capital Bank of Washington has the higher TellerScore (55 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The National Capital Bank of Washington leads on 4 and Industrial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.