Side-by-side · Q2 2026 data
The Neffs National Bank vs Apci Federal Credit Union
Metric by metric
| Measure | The Neffs National Bank | Apci Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 41 | 41 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 91st | 51st |
| Total assets | $470.8M | $678.2M |
| Deposits / shares | $371.9M | $615.7M |
| Capital ratio | 16.82% (stronger) | 9.11% |
| Problem loans | 0.04% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.53% (stronger) | 0.52% |
| Loans ÷ deposits | 68.8% | 49.2% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 10.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 7.0% |
The Neffs National Bank has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 6 and Apci Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.