Side-by-side · Q2 2026 data
The Northern State Bank of Gonvick vs State Bank of Bellingham
Metric by metric
| Measure | The Northern State Bank of Gonvick | State Bank of Bellingham |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 67 (stronger) | 17 |
| Earnings | 82 (stronger) | 29 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 81st | 20th |
| Total assets | $50.6M | $46.4M |
| Deposits / shares | $42.3M | $38.4M |
| Capital ratio | 15.75% (stronger) | 14.81% |
| Problem loans | 1.00% (stronger) | 2.50% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.55% (stronger) | 0.22% |
| Loans ÷ deposits | 44.4% (stronger) | 58.1% |
| Uninsured deposits | 23.7% | 11.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Northern State Bank of Gonvick has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Northern State Bank of Gonvick leads on 6 and State Bank of Bellingham on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.