Side-by-side · Q2 2026 data
The Ohio Valley Bank Company vs The Vinton County National Bank
Metric by metric
| Measure | The Ohio Valley Bank Company | The Vinton County National Bank |
|---|---|---|
| TellerScore | 54 | 73 (stronger) |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 52 | 91 (stronger) |
| Earnings | 55 | 72 (stronger) |
| Funding & liquidity | 50 | 62 (stronger) |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 12th | 70th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 9.73% | 10.49% (stronger) |
| Problem loans | 1.45% | 0.27% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 0.89% | 1.29% (stronger) |
| Loans ÷ deposits | 86.2% | 80.4% (stronger) |
| Uninsured deposits | 36.6% | 30.9% (stronger) |
| Offices | 14 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 14.8% |
The Vinton County National Bank has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Ohio Valley Bank Company leads on 1 and The Vinton County National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jackson, OH