Side-by-side · Q2 2026 data
The Old Fort Banking Company vs First Federal Community Bank, National Association
Metric by metric
| Measure | The Old Fort Banking Company | First Federal Community Bank, National Association |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 78 | 94 (stronger) |
| Funding & liquidity | 78 (stronger) | 58 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 50th | 61st |
| Total assets | $843.9M | $994.6M |
| Deposits / shares | $781.8M | $897.2M |
| Capital ratio | 8.89% | 9.40% (stronger) |
| Problem loans | 0.20% | 0.08% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.44% | 1.86% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 84.0% |
| Uninsured deposits | 33.6% | 31.4% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
First Federal Community Bank, National Association has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Old Fort Banking Company leads on 1 and First Federal Community Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.