Side-by-side · Q2 2026 data
The One Federal Credit Union vs 1st Ed Credit Union
Metric by metric
| Measure | The One Federal Credit Union | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 87 (stronger) | 83 |
| Earnings | 33 | 37 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 24th | 83rd |
| Total assets | $139.3M | $138.2M |
| Deposits / shares | $125.7M | $117.3M |
| Capital ratio | 8.74% | 15.87% (stronger) |
| Problem loans | 0.38% (stronger) | 0.50% |
| Net charge-offs | 0.46% | 0.01% (stronger) |
| Return on assets | 0.34% | 0.42% (stronger) |
| Loans ÷ deposits | 81.5% | 36.9% (stronger) |
| Uninsured deposits | 6.8% | 2.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
1st Ed Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The One Federal Credit Union leads on 1 and 1st Ed Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.