Side-by-side · Q2 2026 data
The One Federal Credit Union vs Arc Federal Credit Union
Metric by metric
| Measure | The One Federal Credit Union | Arc Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 79 (stronger) |
| Capital cushion | 37 | 83 (stronger) |
| Loan quality | 87 (stronger) | 56 |
| Earnings | 33 | 81 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 24th | 76th |
| Total assets | $139.3M | $154.0M |
| Deposits / shares | $125.7M | $133.1M |
| Capital ratio | 8.74% | 13.27% (stronger) |
| Problem loans | 0.38% (stronger) | 1.32% |
| Net charge-offs | 0.46% | 0.38% (stronger) |
| Return on assets | 0.34% | 1.54% (stronger) |
| Loans ÷ deposits | 81.5% | 59.5% (stronger) |
| Uninsured deposits | 6.8% | 3.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.5% |
Arc Federal Credit Union has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The One Federal Credit Union leads on 1 and Arc Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.